CMB Business Support Programme

The bank under its business support programme  concentrate on granting credit to the unemployed youths and the active poor/groups The bank will not exceed the maximum credit range of N50,000 and N250,000 to individual and groups respectively as beginners. However, the credit may be increase as group(s) or individual turnover increases to promote expansion.

Clients have to produce realistic good business plan, achievable cash flow and must be of good character. The loan is also supported by personal guarantee of opinion leaders within the area of domain of the client, religious head of the client sect and cross guarantee of the group.

The loan duration shall be for a maximum period of 6 months at an agreed interest rate.

CMB Quick Asset Acquisition Scheme

The Client will be required to have saved between 20% to 30% of the cost of the

We help you grow!

CMB Farmers’ Joint Harvest Scheme

The bank collaborate with farmers either on individual or group basis to finance the purchase of seedlings; farming tools; chemicals and fertilizers for planting of cash crops and its eventual harvest running between 6 to 12 months. The loan is at competitive interest rate per month on reducing balancing. The client must keep the savings account active by making regular lodgment either daily or weekly with at little as N100 per day.

CMB Future Occassion & Events Booster

This product is designed for interested pilgrims to Mecca or Jerusalem, customers  can also save towards wedding ceremony, graduation ceremony, burial ceremony, children/ward school fees and many more. It is an high yielding saving scheme.

CMB Gold Harvest Account

• Minimum investment of N2.5million
• Minimum tenor 6 months
• Guarantee competitive rate of return.
• Free investment and stock market advice.
• Free Monthly Entrepreneurship skill acquisition training.

CMB Platinum Class

• Investment of N5 million
• Minimum tenor 6 months
• Guarantee competitive rate of return.
• Free investment and stock market advice.
• Free Monthly Entrepreneurship skill acquisition training.

L.P.O & Contract Financing

L.P.O sourced from blue chip companies and government agencies shall be accorded financing after taken appropriate measure to secure its repayment. The duration of any credit exposure on LPO or contract financed shall not be more than 3 months interest charged is negotiable.

Dream Fulfilled Scheme

Let your hard earn money work for you and realize your dream of financial independence by investing in any of our DFS varieties

Reality Savings Scheme

• Minimum Deposit N500
• Regular weekly or monthly deposit of at least N500
• Minimum tenor 6 months
• Guarantee rate of return 7%
• Free Monthly Entrepreneurship skill acquisition training.

Teachers & Civil servants Micro Credit Support

This is a unique group, Crest MFB is ready to provide micro loans to Teachers, and Civil Servants for the establishment of small businesses to complement their monthly salaries and position them to retire to their own self managed business and leaving the Civil Service.

Equity Savings Scheme

• Minimum Deposit N1,000
• Regular weekly or monthly deposit of at least N1000
• Minimum tenor 6 months
• Guarantee rate of return 7%
• Free investment and stock market advice to select desired stock.

Free Monthly Entrepreneurship skill acquisition training

School Resumption made Easy

• Minimum deposit N2,500
• Regular weekly payment deposit of at least N1,000:
• Minimum tenor 3 months
• Guarantee rate of return 7%

Retirement scheme for Low Income Earners

Our preliminary studies have revealed that majority of the civil servants are earning below N15,000:00 ($131) per month.

Crest MFB is ready to provide micro loans to low-income earners towards establishment of small businesses to complement their monthly salaries and position them to retire to their own self managed business and leaving the Civil Service. The loan is repayable within 3 to 6 months at negotiable interest rate on reducing balance. Their employers have to pay their monthly salaries through any of our branches of centers.

Other Loans & Overdraft

The bank shall provide an easy landing for all customers that require immediate credit needs inform of loans and overdraft to meet pressing issues and this will be adequately secured or collateralized.